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Open Care Seniors


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Lowest rates - We compare all companies' rates so you don't have to.

Benefits available up to $50,000 for lifetime coverage whole life, or $500,000 for temporary TERM life (10-20 years coverage). The more benefit you get, the cheaper per $1,000.

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Most plans DON'T require a medical exam, but some will ask about health history (except for Guaranteed issue which has no medical questions).
Rates may be slightly lower or higher depending on health, total amount of coverage needed, state of residence. Once a policy is purchased, rates are FIXED for the life of policy (lifetime for final expense whole life, lifetime for guaranteed issue, or 10/15/20 years for term life).

ⓘ By law, a licensed insurance representative is required to assist in purchasing of life insurance by telephone, email, online or in person, so you'll be contacted by one of our licensed advisors to help you with your insurance needs.