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How much are funerals now?
With average funeral costs over $8000, many families have a hard time coming up with funds to cover unexpected final expenses costs at a moment’s notice.
What can $50 get you?
What can you get for about $50 monthly premium in funeral and final expenses plan? It depends on age, gender, health and even the state you reside in.
For example, if you’re a female age 50, in good health – you would expect to get $20,000 in coverage for $50/mo. premium, the $20,000 benefit will be payable to a beneficiary of your choice, to take care of your final expenses. The best part: the rate will NEVER increase once you purchase a plan, as you lock-in the rate at your younger age if in better health.
Cost of waiting
If you don’t get coverage when younger and healthy, the premium can be higher, later: for example, a female age 75 will expect under $8,000 benefit for the same $50/monthly premium. So, the younger and healthier when you start this plan, the cheaper monthly premium for the same coverage. Healthier planners get good health discounts, while someone diagnosed with some major health issue may have a waiting period. Only about 10% of applicants will have a waiting period on their policy. Most health conditions would NOT require a waiting period (including COPD, diabetes with insulin treatment, etc).
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