Tax-free GIFT GIVING with life insurance

The Gift of LIFE INSURANCE

Because life insurance proceeds are generally paid tax-free to a beneficiary, the life insurance proceeds can be used as a way to leave a gift or legacy to a beneficiary without any tax consequences. No estate taxes are generally paid for life insurance benefits either, unless the benefit is payable to an estate rather than a set beneficiary. We always recommend to designate a beneficiary on your life insurance policy and not just your estate.

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